Terms and conditions

1. Who you are dealing with

• Legal name: GrowthCred (Pty) Ltd, a private company registered in South Africa.
• Registration number: 2026/229279/07.
• Address: Rosebank, Johannesburg, Gauteng, South Africa.
• Email: info@growthcred.co.za.
• Phone and WhatsApp: 066 283 0289.
• Website: growthcred.co.za.

2. What we sell

A one-day workshop, add-ons to it, recorded training, and done-with-you and done-for-you services. What each one includes is described on its own page, and that description at the time you buy is what you are buying.

Prices are in South African Rand and are shown in full before you pay, with no charges added afterwards. Where a founding or promotional rate is shown, it applies to purchases made while it is displayed.

3. Payment and access

Payment is taken by our payment provider, Whop, inside its own secure form. Your card details never reach us. You confirm that you are authorised to use the payment method you enter.

Your order is confirmed once that payment succeeds. On successful payment you receive access to what you bought, as described on its page. If a payment succeeds but you do not hear from us, email us with your order reference and we will sort it out.

4. The free live class

Registering for the free class gets you the joining link by email and a reminder on WhatsApp an hour before it starts. Those two messages are what registration is for, and we do not use that registration to add you to anything else.

The recording. The recording goes to people who stay to the end. Everyone still in the room when we finish gets it. If you leave halfway, you do not, which is why we say to plan for the full hour rather than counting on catching up afterwards.

A live class may be rescheduled or cancelled. If that happens we tell registrants by email. Since the class is free, no payment is involved either way.

5. What you send us

Our forms ask about your business, and in the workshop you may show us your own work. You keep ownership of everything you send us or show us. We treat it as confidential and use it only to deliver what you asked for, as set out in our privacy and data protection policy.

We will not publish your name, your business, your results or anything you sent us as a testimonial or case study without asking you first and getting your yes.

In return, you confirm that what you send us is yours to send, that you are not sending us someone else’s confidential information or personal information you have no right to share, and that it is not unlawful. We may remove or decline anything that breaks this, and we may end an engagement over it.

6. Our materials

Our workshop materials, recordings, templates, prompts and written content stay ours. Buying them buys you a personal, non-transferable right to use them in your own business, including with your own staff.

It does not buy you the right to resell them, republish them, share your access, upload them anywhere, or use them to run a competing training or agency offering. What you build for your own business using them is yours.

7. What we do and do not promise

We promise to deliver what each page describes, and we stand behind the workshop guarantee exactly as it is written on the page that sold it to you and in our refund policy.

Beyond that guarantee, we do not promise any particular revenue, saving or business outcome. The results depend on you using what you build. Anything we say about time saved is what the systems are built to do, not a forecast of your results.

We are not lawyers, accountants or financial advisers, and nothing we teach is legal, tax, financial or investment advice. Some of what we teach uses third-party AI tools, which can be wrong; you stay responsible for checking output before you rely on it or send it to a customer, and for using those tools within their own terms and within the law.

8. Conduct in the room

The workshop is a room full of other people’s businesses. What other attendees share stays in the room. We may ask someone to leave, without a refund, for behaviour that is abusive, discriminatory, or that breaches another attendee’s confidence.

9. Liability

To the fullest extent the law allows, we are not liable for indirect or consequential loss, loss of profit, or loss of data arising from your use of our products, services or this website, and our total liability for any claim is limited to what you paid us for the thing the claim is about.

Nothing in these terms limits any liability that cannot lawfully be limited, including liability for death or personal injury caused by our negligence, or for fraud. Nothing in them takes away a right you have under the Consumer Protection Act 68 of 2008 or the Electronic Communications and Transactions Act 25 of 2002.

10. This website

We work to keep this site available and accurate, but we do not promise it will be uninterrupted or error-free. If a price or description is obviously wrong, we may correct it and cancel any affected order, and where you have paid, we refund you in full.

11. General

We may update these terms. The version on this page when you buy is the version that applies to that purchase, so a later change never rewrites a deal you already made.

If any part of these terms is found unenforceable, the rest stays in force. These terms are governed by the laws of the Republic of South Africa, and the South African courts have jurisdiction.

If something goes wrong, email us first. We would far rather fix it than argue about it.